For most people, getting in a car accident is one of their worst nightmares. It can be stressful as well as terrifying to have your vehicle come in contact with another. However, what can make matters even worse is getting into an auto accident with another driver that is either underinsured or not insured at all. You need to know how to proceed when this happens to you. Lastimado Texas is here to talk about what you should do moving forward when you have been involved in a car accident with someone that isn’t insured.
What to Do if You are in an Accident with an Uninsured Driver?
Following is what you should do when you are involved in an accident and the other driver doesn’t have insurance.
– Gather Info: The first thing that needs to be done is gathering information from the other driver. You need to gather their information right off the bat and submit that to your insurance company first thing.
– Be Upfront: If the other driver admits to you that they don’t have any car insurance, it will be better for you if you are upfront about this with your insurance company.
– Statements: You also need to find out from your insurance company whether or not they require that you get a hold of a written statement from the other driver stating that they don’t have insurance.
– Settlements: You should avoid accepting a settlement from anyone else’s insurance company until you have heard back from your insurance company first.
– Notice: You should always give your insurance company proper notice when you are planning to file a claim with a driver that is uninsured.
Can You Sue Someone That is not Insured?
While you can sue someone that you are involved in an accident with, you may want to reconsider when that other driver doesn’t have any auto insurance. They more than likely don’t have the funds necessary to pay you even if you do with the settlement. In most cases, your insurance company will probably cooperate with you, unless they feel that you were the one at fault. You need to be aware of whether or not your insurance company has any guidelines about how quickly you have to file a claim with an uninsured after getting in an accident as well. If you are struggling with an accident claim with an uninsured motorist, don’t hesitate to ask for help.
Personal Injury Attorneys in Dallas, TX (Just Minutes from Carrollton, Richardson, Farmers Branch, Garland, Irving, Mesquite, Grand Prairie, Duncanville, Hutchins & DeSoto, Texas)
It is important to remember that the professionals at Lastimado Texas are here to help you navigate an accident involving any other motorist, including one that isn’t insured. We can help you understand what your options are moving forward and help you get the money that you deserve to cover the damage to your vehicle and any injuries that you may have sustained in the accident. Call us today!
