When you are in an accident your life might just have been impacted in many different ways. A serious car accident can leave you with major injuries that prevent you from going back to work. You may now have a lot of ongoing medical expenses or debts. When you have been hurt in a car accident you may be eligible for compensation. There are different types of compensation and depending on the nature of the accident the type of compensation will vary. Lastimado Texas will cover the different types of compensation for car accidents.
Car Accident Insurance Claims in Texas
When you are in a car accident and another driver is responsible due to reckless or negligent driving, you can hold them accountable. You can file a claim through your insurer. The “Texas Department of Insurance” requires that all drivers carry a minimum amount of coverage. As Texas has a higher rate on accidents, coverage is essential and the victims of a car accident are entitled to an insurance claim which includes:
• The coverage of Medical Expense that was the result of the accident.
• The coverage of Lost Wages or Earning as a result of the car accident.
• The coverage of the property damage and the repair or replacement of the vehicle.
The amount of the compensation will depend upon the terms of the policy. Unfortunately, you may have to battle the insurance company as they are a “for-profit” business and may try to deny your claims or downplay the nature of the accident. This brings us to the other type of compensation.
Car Accident Compensation Lawsuits in Texas
When an accident occurs and before you expect any offers or rejections from the insurers, you may want to get an attorney. When the insurers don’t want to cover the cost of the accident you will want legal help to ensure you get the right compensation. If you feel like the insurers are not covering the cost of the accident or they reject you completely, you can file a lawsuit. An experienced attorney can help guide you through your claim and negotiate with the insurance company on your behalf. Again, there are different types of compensation an attorney can get when filing a lawsuit against the insurers. Following are some examples:
• Economic Damages which covers tangible expenses such as medical and loss of wages and earnings.
• Non-Economic Damages which covers the cost of pain relief, suffering, and loss of life enjoyment as a result of the injury.
• Exemplary Damages which is the amount awarded by the courts if the action of the responsible driver is proven to be through willful or negligent driving.
Do not give up just because an insurance company doesn’t want to give you the aid you need. When you are in a car accident that resulted in injury and long term effects make sure you get the right help. You will want to contact a professional personal injury attorney and those that specialize in car accidents.
Personal Injury Attorneys in Dallas, TX (Just Minutes from Carrollton, Richardson, Farmers Branch, Garland, Irving, Mesquite, Grand Prairie, Duncanville, Hutchins & DeSoto, Texas
When you have been in a car accident and you need fair compensation and find you need an attorney, contact Lastimado Texas today.
