When you are left with injuries that prevent you from working after getting into a car accident, it is more than tempting to accept the first offer your insurance company sends your way. It can seem like a relief when finances are in a pinch. As tempting as it may be, it is important that you understand what you are getting into when you accept that first offer. It may not be in your best interest. Lastimado Texas is here to talk about why you should consider turning down the first offer your insurance company sends your way following an auto accident.
Possibility of a Permanent Injury After a Car Accident
That first offer that your insurance company sends over hardly ever addresses any long term needs you may have after getting in an accident. It can be hard to even comprehend what your long term needs are for yourself until some time has passed. Unfortunately, some insurance companies will try and push a claim through before a customer has the chance to be seen and diagnosed by a doctor. You shouldn’t accept the offer before receiving medical treatment because you don’t know what your treatment plan might look like as well as how much it will cost you. Some of the medical treatments and procedures include:
– Hospitalization
– Surgery
– Physical therapy
– Rehabilitation therapy
– Counseling treatments
– & More
Negotiate a Compensation Offer
What many people don’t realize is that first offers given by insurance companies are usually a starting point for future negotiations. When you take that first offer, you are cutting yourself short of getting a better offer down the road. It can be difficult to that navigate this on your own. If you are unsure of how claims work, it is always best to work with a legal team that is experienced and can offer guidance throughout the process can be invaluable. When an insurance company gives you the first offer, they are working from their baseline. Insurance companies always come back with another offer if you turn down the first one.
What Does it Mean when an Insurance Company Wants to Settle?
For an insurance company, it is all about saving money. They are trying to get away with paying as little money as possible to get you on your way. If they can give you less, they most definitely will. Many people don’t realize that these situations are always up for negotiation.
Personal Injury Attorneys in Dallas, TX (Just Minutes from Carrollton, Richardson, Farmers Branch, Garland, Irving, Mesquite, Grand Prairie, Duncanville, Hutchins & DeSoto, Texas
Before you accept that first offer from your insurance company, call on the experts at Lastimado Texas to help you navigate the process. We have extensive experience in dealing with insurance and can ensure you are getting the money that you deserve after an auto accident and everything that comes with it. It is our goal to make sure you have gotten the compensation that you need. Call us today!
