If you have ever been in an auto accident, you know that is can be an overwhelming and scary life altering event. This can leave a person reeling and not knowing what their next step should be. Dealing with your auto insurance can add insult to injury as they are usually trying to minimize the damage and loss to you as much as possible. Sometimes, the only way to really get what you deserve in an auto insurance claim is to involve a legal team. Lastimado Texas is here to talk about insurance claims in Texas and what you can expect from the process.
What Information Do You Need to Make a Car Insurance Claim?
Anytime you are involved in an accident, the best thing you can do is to gather as much information as you can to share with your insurance company as well as the legal team that you hire to help you with the process. Some of the information you need to make sure to have includes:
– The other person involved in the accident’s insurance policy and insurance company name.
– If there are any witnesses at the scene of the accident, make sure you get their full contact information.
– Gather the contact information for the other driver.
– Take photographs of the scene of the accident and the damage to your vehicle.
– Get the accident reports from the police on the scene.
– You will need proof of any injuries that were incurred during the accident.
– Be able to provide a quote from a body shop on the damages to your vehicle.
Communicate with Insurance Companies
While you should be able to submit all of the needed information to your insurance company and sit back while they figure out all the details, that doesn’t usually work out. You need to be following along the progress so that you can keep up with where your claim is at. You need to be keeping notes about any communication you have with your insurance company so that you have proof of what was promised to you by the adjuster.
How Long Should I Wait for an Insurance Claim?
If you have filed an auto insurance claim in the state of Texas, by law, the insurance company has 15 days to get in contact with you after you file the claim. When you have been in an accident, that can seem like an eternity. That timeline can actually be extended up to as much as 45 days, but there must be a good and valid reason for doing that type of extension. Try to be patient with the process.
Personal Injury Attorneys in Dallas / Fort Worth, TX (Just Minutes from Carrollton, Richardson, Farmers Branch, Garland, Irving, Mesquite, Grand Prairie, Duncanville, Hutchins & DeSoto, Texas)
If you are struggling to get anywhere with your insurance company following an auto accident, it may be time to call the legal team at Lastimado Texas to help you get the compensation you deserve. We will work with your insurance company to make sure you win the case. Call us today!
